Goods in transit cover: how much do UK couriers actually need?

Goods in transit (GIT) cover pays out if the parcels you're carrying are lost, stolen or damaged. The right limit depends on the contracts you take on.

Typical limits by work type

• Amazon Flex / small parcel: £1,000 – £5,000
• DPD / Evri owner driver: £5,000 – £10,000
• Same-day & courier exchange: £10,000 – £25,000
• High-value / pharma: £25,000+ (specialist insurer required)

Watch the exclusions

Most GIT policies exclude unattended vehicles, money, tobacco and unsigned-for high-value items. Read the schedule before you accept a job that doesn't match.